Assessment tool

Welcome to the NDMA Self Assessment Tool. During the process, you will go through the following steps:

• Income and Deductions - used to calculate your family income and what deductions are taken from your salary
• Living Expenses - this is your budget. Try to include everything you buy or spend money on; include all cash & credit/debit card payments
• To whom do you owe money  - honesty is the best for this section! Gather all your bills and put the amounts in here
• Result
• Required Documents - if you decide to see a Debt Counsellor, this is a list of what you need to take with you
• About You - not compulsary and not saved or filed by the NDMA. Completion for your files is recommended for consulting a Debt Counsellor

Please note that this information is NOT filed, saved or used by the NDMA and you remain anonymous at all times. We recommend, however, you make a copy for your own files and to take to a Debt Counsellor should you decide to consult with one.